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Perm University Herald. Juridical Sciences. 2020. Issue 2 (48) |
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| Title: | LEGAL REGIMES OF BANK ACCOUNTS IN RUSSIA | |||||||||
| Authors: |
N. V. Syropiatova, Perm State University |
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| ORCID: | 0000-0002-5235-8931 | ResearcherID: | J-1611-2016 | |||||||
| Articles of «Scopus» & «Web of Science»: | DOI: 10.17072/1995-4190-2016-33-319-328 | |||||||||
| Requisites: | Syropyatova N. V. Pravovye rezhimy bankovskikh schetov v Rossii [Legal Regimes of Bank Accounts in Russia]. Vestnik Permskogo universiteta. Juridicheskie nauki – Perm University Herald. Juridical Sciences. 2020. Issue 48. Pp. 348–363. (In Russ.). DOI: 10.17072/1995-4190-2020-48-348-363 | |||||||||
| DOI: | 10.17072/1995-4190-2020-48-348-363 | |||||||||
| Annotation: |
Introduction: the article analyzes the concept of ‘legal regime of a bank account’, its content and meaning, and distinguishes this concept from the ‘type of a bank account’. Purpose: to specify the concept of ‘legal regime of a bank account’ based on the analysis of scientific sources, normative legal acts, practice materials, and to differentiate this term from the related categories. Methods: general scientific methods (analysis, synthesis, deduction, induction, typology, comparison, generalization) as well as special legal methods: formal-dogmatic, legal interpretation, functional methods, and others. Results: the concept of ‘legal regime of a bank account’ is specified, its difference from the concept of ‘type of a bank account’ is given, and its theoretical and practical relevance is analyzed. Conclusions: each type of bank account has a legal regime or regimes that are characterized by a set of operations legally provided for accounts of this type, by particular banking rules established in accordance with the law, and by customs applied in banking practice. The regimes also differ from each other in the agreement, restrictions or expanded possibilities for performing operations. In some cases, they are distinguished by a special procedure for their implementation. Within the same type of bank account, there may be different legal regimes (general and special) that are directly related to the functions of bank account agreements. |
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| Keywords: | legal regime; bank account; legal regime of a bank account; types of bank accounts; bank account agreement; unauthorized debiting; functions of bank account agreements |
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| Received: | 02.02.2020 | |||||||||
| Financing: | --- | |||||||||
The Perm State University
614068, Perm, street Bukireva, 15 (Faculty of Law), +7 (342) 2 396 275
vesturn@yandex.ru
ISSN 1995-4190 ISSN (eng.) 2618-8104
ISSN (online) 2658-7106
DOI 10.17072/1995-4190
614068, Perm, street Bukireva, 15 (Faculty of Law), +7 (342) 2 396 275
vesturn@yandex.ru
ISSN 1995-4190 ISSN (eng.) 2618-8104
ISSN (online) 2658-7106
DOI 10.17072/1995-4190
(с) Editorial board, 2010
The magazine is registered in Federal Agency of supervision in sphere of communication and mass communications.
The certificate on registration of mass media ПИ № ФС77-33087 from September, 5th, 2008
The certificate on reregistration of mass media ПИ № ФС77-53189 from Marth, 14th, 2013
The magazine is included in List ВАК and in the Russian index of scientific citing
The founder & Publisher: the State educational institution of the higher training
“The Perm State University”.
Publishing 4 times a year
The certificate on registration of mass media ПИ № ФС77-33087 from September, 5th, 2008
The certificate on reregistration of mass media ПИ № ФС77-53189 from Marth, 14th, 2013
The magazine is included in List ВАК and in the Russian index of scientific citing
The founder & Publisher: the State educational institution of the higher training
“The Perm State University”.
Publishing 4 times a year